Texas Real Estate Finance


This course combines solid concepts of real estate finance with the information you need to pass the finance questions on the Texas licensing exam. In this course, you will learn about monetary systems, primary and secondary money markets, and sources of mortgage loans. You will also learn about federal government programs, loan applications, processes and procedures, closing costs, alternative financial instruments, Equal Credit Opportunity Act, Community Reinvestment Act, and the state housing agency.

Per Texas Real Estate Commission rules, this course includes a proctored final exam.  A proctoring fee may be assessed and is not included in the course fee.  The exam itself is taken online.

TREC Course Number: #451
TREC Provider Number: #0230
Who Should Enroll: 
  • Students who need to complete the mandatory real estate pre-licensing courses
Learning Outcomes: 
  • Discuss how the mortgage market functions within the U.S. monetary system
  • Describe the federal government departments and programs that regulate trends in the U.S. housing market
  • Describe the types of funding available from traditional and nontraditional lenders
  • Examine the form and content of the instruments used to finance real estate
Continuing Education Hours: 
Continuing Education Units 30 CEUs
Textbook Information: 

Textbooks are not required for this course. However, if you wish to purchase a supplemental print or ebook you may do so at the RECampus website after receiving your login credentials. 

Additional Information: 

This course is not available for college credit.

Per TREC regulations, a 30-hour qualifying course may not be started and completed in less than 3 days.  There is a maximum seat time limit of 12 hours per day. 

A criminal history may make individuals ineligible for a real estate license. Prospective students may request a criminal history evaluation prior to enrolling in courses or applying for a real estate, inspector or appraiser license. Reference criminal history eligibility guidelines set out in Texas Occupations Code §53.025 and TREC Rule 541.1.   

Certificate of Completion
A certificate of completion will be emailed to you within 5-7 business days.

Technical Support
Once you begin the course, if you require technical support please contact REtechsupport@dearborn.com.

Contact TREC
If you have questions about any requirements for real estate sales professionals in Texas or about course requirements, please consult the Texas Real Estate Commission (TREC).